Built to be my financial backbone. Yours, if you need the same.
Cache is a personal finance app made for cash-first life, low setup friction, and the messy edges most money apps treat as optional.
I didn’t set out to build a product. I set out to give myself a financial backbone.
Monetizing it is a bonus. The real win is an app I actually use.
Every feature in Cache exists because I needed it on my own journey — not to chase a feature count.
Where Cache came from.
The name
Cache is a play on the computer idea: compute once, retrieve fast — money clarity that stays ready. In French, a cache is also a hiding place for money. Both meanings fit: keep what you’ve figured out close, and keep it yours.
Where it started
I built Cache in Madagascar, in a heavily cash-based economy. Most apps assumed a Chase-style bank account and treated live sync as the main path, with manual tracking as an afterthought. I needed the opposite: no bank sync, cash and mobile money as first-class.
The setup trap
I also have undiagnosed ADHD. Apps that demand a full setup before you can start create a wall. YNAB asks for a budget when I don’t even know what I spend yet — a chicken-and-egg problem. Cache is built to meet you where you are: track first, understand second, plan when you’re ready.
The edges that matter
A lot of my spending lives in items that aren’t neat bank categories — so I needed inventory and item-level tracking. As a young entrepreneur and former freelancer, correcting taxes after the fact was expensive. Structure that accounts for taxes wasn’t nice-to-have; it was the point.
Manual tracking is the product.
Not a side mode. Cash and mobile money belong in the picture from day one — no bank login required to start.
Start without the ceremony.
No forced budget before you know your numbers. Lower friction for ADHD brains and anyone who’s quit setup-heavy apps.
Item-level reality.
Inventory and categorization for the purchases that never show up cleanly on a statement.
Obligations in the structure.
Set taxes aside as you go, not reconstructed in a panic later.
Features earned from daily use.
If I wouldn’t rely on it for my own backbone, it doesn’t ship as theatre.
One motive. A full map.
150+ features, one motive
Not a scoreboard. A map of one financial journey turned into software.
Made where the assumptions break
Designed in Madagascar for real wallets: cash, mobile money, multi-currency life.
Build your backbone.
Join the waitlist and try the money system I built because I needed it.