KPIs
Four answers on one glance: balance, budget room, what's due, and how long the money lasts.
Features
What can Cache do?
Track what’s in, plan what’s out, and see the whole picture, without linking a bank. Jump into any area below.
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Overview
Your whole month, answered on one screen.
Balance, budget, what's due, and how long the money lasts, plus the charts you pin because you actually check them. Open Cache once and see the month clearly.
Current balance
Every wallet rolled into one honest total, so “how much do I have?” stops needing three apps.
Budget
See room left this month before you say yes to dinner, not after the category is already red.
Upcoming obligations
Bills, paydays, and planned moves that still have to land, counted before they surprise you.
Runway
How many days your balance covers what's coming. The single most honest “am I okay?”
Weekly / monthly recap
A short story of the period: what came in, what went out, without reconstructing it from memory.
Locations
See where spending happened on a map, so patterns stop living only as category names.
Balance forecast
Watch where the balance is heading weeks ahead, before rent and bills pile into a bad week.
Pinnable reports
Pin the charts you actually check so they stay on Overview, not buried three taps deep.
Accounts
You'll see every wallet in one place.
Cash, bank, mobile money, and cards stop living in separate tabs. One honest total, so you know what you actually have.
Every wallet
Cash, bank, mobile money, and cards side by side. “how much do I have?” has one answer.
Balance adjustments
Missed a week of tracking? Count what’s in the wallet, set the real balance, and keep going. No restart. No shame. Just back on track.
Net worth
Assets minus liabilities across every account, progress you can feel, not account hopping.
Cross-account transfers
Move money between wallets without inventing a mystery gap in your totals.
Currencies
Hold MGA, USD, EUR, and more, totals convert so you still see one honest picture.
Income
You'll know what comes in, and when.
Paychecks, clients, and side work as sources with schedules, so monthly income is something you can plan on.
Income sources
Paychecks, clients, and side work as sources with schedules, income you can plan on.
Income types
Fixed, hourly, daily, or yearly, track salary and rate work the way the money actually arrives.
Guaranteed income
Flag contracted or assured income so forecasts and budgets count what you can trust, not hopeful gigs.
Tax assignment
Tie tax obligations to an income source so withholding and liability stay attached to what earned them.
Multi-currency
Log a paycheck or client invoice in the currency it pays, totals stay honest against your home currency.
Recurring income
Regular income that posts itself on the cadence you set, less babysitting, fewer missed entries.
Calendar tracking
Paydays and scheduled income show up on the money calendar, so you see what’s coming in before it lands.
Expenses
You'll know what goes out, before the month runs.
Recurring bills and subscriptions with schedules and categories, plus what’s already planned to leave this month.
Expense sources
Bills, subscriptions, and living costs as sources you can plan against, not a pile of forgotten reminders.
Categories
Put every outflow in a category so “where did it go?” has an answer, and budgets know what to watch.
Tax assignment
Attach tax to an expense when it applies. VAT, withholdings, or anything else that shouldn’t hide in the total.
Transaction fees
Capture flat or percent fees with the spend, including fees that settle later, so the real cost doesn’t vanish.
Recurring expenses
Rent, subscriptions, and other repeats on a schedule, so the next due date isn’t something you keep in your head.
Auto-log
When a recurring bill is due, Cache can log it for you, less chasing the same payment every month.
Default account
Prefill which wallet pays the bill, auto-record and planned entries land where the money actually leaves.
Calendar tracking
Bills and subscriptions show up on the money calendar, so heavy due dates are visible before they hit.
Budgets
You'll know what you can still spend this month.
Category limits that show room left, money that’s truly free after budgets, and a plan that can learn from how you actually spend, so leaks can’t hide.
Planned expenses
Upcoming bills already claim room in the category, so “left to spend” isn’t a false green light.
Dynamic budgets
Don’t invent a grocery number. Spend this month; Cache turns what you actually spent into next month’s limit.
Set-aside for next month
Park money for next month’s budget now, usable cash shrinks today so next month starts honest.
Month-to-month
Carry the same category plan forward automatically, no rebuilding the month from scratch every 1st.
Rolling budgets
What you didn’t spend doesn’t vanish, it adds to next month’s limit when you want that cushion.
Usable funds
Budgets claim their share first. What’s left is the free-to-commit check inside your plan.
Future income
Allocate against income that’s still coming this period, not only cash already sitting in the account.
Transactions
You'll remember why every payment happened.
Log transfers and receipts in the moment, so the day ends clear, not as “miscellaneous.”
Activity
See income, expenses, and transfers for the day in one list, what came in, went out, and moved.
Logging
Record a transaction with amount, type, and description in one step.
Income
Log money in as income, paycheck, client payment, refund, separate from expenses and transfers.
Expenses
Log money out as an expense, with category and details attached to the entry.
Transfers
Move money between accounts as a transfer, both sides update without a fake expense or income.
Categories
Assign a category to each transaction so spending and income group cleanly in reports and budgets.
Line items
Break one transaction into individual lines, each with its own amount and category.
References
Link a transaction to another entity, a fund, recurring expense, debt, income source, or tax.
Date and hour
Set the date and time the transaction happened, not only the day you logged it.
Transaction fees
Add flat or percent fees on the transaction, including fees that settle later.
Taxes
Assign applicable taxes to a transaction so each obligation stays connected to the money it affects.
Multi-currency
Enter the amount in the currency you paid. Cache converts it automatically to your home currency.
Location
Attach where the transaction happened, useful for travel and fieldwork spends.
Attachments
Attach photos and files to the transaction, receipts stay with the entry.
Calendar
You can walk into the week without getting surprised by bills.
See what’s due, catch up without shame, and decide to log it, move it, or let it go.
Postponing
Move a bill or payday to a date that actually works, the calendar and forecast follow the new day.
Skipping
Drop one occurrence without deleting the whole series, when this month’s rent already got handled elsewhere.
Partial Payment
Pay part of a planned transaction now and leave the rest on the calendar until you settle it.
Recurring transactions
Salaries, rent, and subscriptions keep showing up on schedule, so the month ahead isn’t empty until you remember.
Auto-log
When a due item is set to auto-record, Cache posts it for you, less chasing the same payment every cycle.
Overdue
Past-due items stay visible until you log, postpone, or skip them, nothing quietly disappears into guilt.
Future transactions
See planned income and expenses on the days they’ll land, before a heavy week sneaks up.
Approximate dates
When you don’t know the exact day yet, set a start and end for a planned transaction instead of picking a fake date.
Notifications
Get reminded before planned payments and income land, so due dates don’t only live on the calendar.
Timeline
You'll know the balance after every move.
Forecast what’s ahead with a running balance, walk history back to today, and plan on cash you have, or income you trust.
Forecast
Walk upcoming money moves with the balance each one leaves, find the dip before the date finds you.
History
Replay past transactions back to today so yesterday’s balance isn’t a mystery.
Account filter
Narrow the timeline to one wallet, cash, bank, or mobile money, without losing the running story.
Future income
Optionally count paychecks still coming so the forecast isn’t stuck on cash already in hand.
Running balance
See the balance after every transaction, not just the total at the end of the day.
Reports
You'll stop guessing whether you're ahead.
Know if this month beat the last one. Catch the spend you didn't mean to make. See what sitting on the shelf quietly cost you, and pin the answers you watch every day.
Charts
Progress, movement, categories, and plan vs impulse, charts that answer the month without a spreadsheet night.
Smart observations
When a KPI looks off, Cache surfaces a plain-language read so you know what changed, not just that something did.
In-depth details
Open any odd number and follow it to the transactions, categories, or items behind it.
Spending
See where the paycheck went: top categories, loud days, and the trail you can actually explain.
Cash flow
Income held above spend, or not. Watch money move in and out across the period you care about.
Inventory
What sitting on the shelf cost you, and which items keep burning through, not just an empty-cupboard feeling.
Comparisons
This period vs the last one, answered. Stop wondering if you came out ahead.
KPIs
Savings rate, totals, and inventory signals in a dense strip, so the headline numbers are always in reach.
Pin to Overview
Pin the charts you check every day so they stay on Overview, not buried three taps deep.
Funds & goals
Your savings stay saved instead of getting spent by accident.
Ring-fence emergencies, trips, and later, so willpower isn’t the only wall.
Emergency fund
A cushion sized to your real life, walled off so willpower isn’t the only protection.
Tax fund
Money earmarked for taxes, kept out of spendable cash so you don’t live on what you already owe.
Goals
Named targets with an amount and date, so “someday” becomes something you can actually fund toward.
Open funds
Flexible reserves without a hard deadline, grow a pot without inventing fake pressure.
Recurring contributions
Automatic transfers into a fund on a schedule, savings that keep happening without babysitting.
Planned transactions
Break a trip fund into hotel, fuel, and the rest, the target is the sum of what you’ll actually spend, not a round number you guessed.
Calendar tracking
Fund contributions show up on the money calendar, so you see when savings will leave the account.
Debts
You'll know how much of your paycheck is already spoken for.
What you owe, what’s coming back, and when it lands, in one picture.
Installments
Break a loan into scheduled payments so each hit is planned, not a surprise on the balance.
Interest
Flat fee or rate-based, track how interest adds to what you still owe.
Withdrawals & deposits
Pull from or pay into a linked account when you record a payment, books stay in sync with the wallet.
Liabilities & receivables
What you owe and what’s owed to you in one place, cards, loans, and friend IOUs included.
Calendar tracking
Debt payments show up on the money calendar alongside bills and payday, so heavy days are visible early.
Due dates
Every obligation has a next due date you can see and act on before it becomes overdue.
Inventory
You'll track pantry and household stock before you run out.
See each item’s stock and days left, forecast the restock bill, and turn shortages into one intentional trip, not an emergency store run.
Items
Track what you keep at home, rice, soap, coffee, so “are we out?” isn’t a cupboard scavenger hunt.
Item variants
One item, many packs, 500g vs 1kg, store brand vs preferred, each with its own stock and price.
Restock forecasting
See days left and a suggested restock date before dinner is the first warning.
Purchase groups
Cluster items you’d buy together, pantry vs pharmacy, so each trip has a clear list.
Purchase runs
Schedule shopping trips that pull low stock into planned purchases, restock on a cadence, not in a panic.
Barcode scanning
Point at a barcode to find or create the right variant, no retyping every label.
Receipt scanning
Photograph a ticket and pull the lines into your books, paper stops being a black hole.
Auto-fill from transactions
When you buy something in a transaction, Cache can fill in the matching variant, stock stays tied to real spends.
Units
Pieces, kilos, liters, packs, track stock in the unit that matches how it leaves the shelf.
Shopping cart
Turn “we’re out” across the house into a single shopping list before you leave.
Stock movement
A history of what was added, used, or adjusted, so inventory isn’t a mystery number.
Taxes
You'll know what you owe before filing day.
Every tax on its schedule and type, pressure you can watch build through the year, and a fund that keeps owed money out of spendable cash.
Income taxes
Attach a tax to income so each payment accrues its share toward what you’ll owe.
Expense taxes
Apply tax on expenses. VAT, withholdings, or other amounts that belong with the spend.
Transfer taxes
Apply tax when money moves between accounts, the obligation stays tied to the transfer.
Assessment periods
Define the window a tax covers and when payment is due after that period ends.
Exports
Export tax records and assessment details when you need them outside Cache.
Tax funds
Keep money set aside for tax obligations in a dedicated fund, apart from spendable cash.
Calendar tracking
Tax payments show up on the money calendar, so due dates sit with the rest of your schedule.
Planned tax payments
Cache computes the planned tax payment from accrued and projected amounts, so the due entry is ready on the calendar.
Profiles
Personal, home, and work money stay in their own books.
Clean books for each life. Switch contexts without rebuilding everything.
Still you
Switch contexts without losing who you are, name and basics stay with the profile.
Clean boundaries
Keep personal, household, and work money from contaminating each other’s totals.
New lane
Give a new part of life, side hustle, household, shared goal, its own financial home.
Keep details true
Update the basics when life changes so the books still match reality.
Reuse a setup
Copy categories and structure into another profile instead of rebuilding from scratch.
Sync
Change something on your phone and trust it on your laptop.
One encrypted ledger, live on mobile, web, and desktop, without half-finished notebooks.
Live sync
Changes sync as they happen, log on one device and see it on the others without a manual refresh.
Across devices
Same books on phone, web, and desktop, one ledger across mobile, browser, and computer.
Works offline
Keep logging without a connection, entries queue on the device and sync when you’re back online.
Security
Your finances never sit readable on someone else's servers.
Encrypted on your device. Keys from your passcode, not ours. Unlock fast, lock when you leave.
Passcode
Protect access with a passcode only you set, required to open the vault on this device.
Encryption
Entries are sealed on your device before they sync, unreadable without your keys, including to us.
Biometrics
Unlock with face or fingerprint, then lock automatically when you step away.
See it all in action.
The demo runs entirely in your browser with sample data. Nothing to sign up for.