Cache for freelancers

Know what you can pay yourself before the slow month hits.

Irregular invoices, tax to set aside, clients who pay late. Cache turns independent income into a picture you can plan on.

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Sound familiar?

Independent income has the same few traps.

If one of these is yours, keep going.

How much can I actually pay myself?

Revenue isn't take-home. Cache separates what landed from what's already spoken for: taxes, expenses, and the buffer that keeps you afloat.

Tax season always ambushes me.

Accrue estimates from each payment on your schedule. When the bill lands, the money is already waiting.

Who still owes me?

Receivables keep every unpaid invoice visible until the money is really in your account.

Built for irregular income

Your freelance cockpit, in one place.

Forecast lean months, set tax aside as you earn, and keep business money out of grocery money.

Timeline

See the lean months before they arrive.

Every planned invoice and bill in a running-balance ledger, so a slow quarter is a plan, not a panic.

Taxes

Set taxes aside as you earn.

Estimate and accrue from each payment. When the bill comes, the money is already there.

Debts & receivables

Never lose an unpaid invoice.

Track who owes you what, and see it counted, or excluded, from your real position.

Invoice attachments

Keep the invoice with the payment.

Client invoices, contracts, payment screenshots, attach them to the transaction so tax time and disputes don’t mean digging through email.

Profiles

Business and personal, cleanly split.

Client money and grocery money stay in separate profiles. Switch in two taps.

Funds

Build the buffer that survives famine.

A dedicated fund shows how many quiet months you can weather without raiding next month's rent.

Recurring expenses & income

Retainers and subscriptions, on autopilot.

Log retainers and known inflows once. The boring rhythm of freelance cashflow runs itself.

  • Income
  • Expenses
Tooling fees

Your stack’s real cost includes the card FX.

Figma, Adobe, Notion, paid in dollars on a local card. Log the tool and the bank’s FX fee so business expenses stay honest.

Calendar

Missed filing days wait patiently.

Tax deadlines and overdue items gather in one calm place. Catch up when the client work lets you.

What freelancers lean on

Tax, runway, and a clean split between work and life.

The domains that turn irregular invoices into a plan you can pay yourself from.

Taxes

Know what you owe, before filing day.

Every tax on its schedule and type, pressure you can watch build through the year, and a fund that keeps owed money out of spendable cash.

More about taxes
Income

Know what comes in, and when.

Paychecks, clients, and side work as sources with schedules, so monthly income is something you can plan on.

More about income
Funds

Savings that stay saved.

Ring-fence emergencies and goals so willpower isn’t the only wall between you and the balance.

More about funds
Timeline

Know the balance after every move.

Forecast what’s ahead with a running balance, walk history back to today, and plan on cash you have, or income you trust.

More about timeline
Calendar

See the heavy days before they hit.

When several bills land together, you feel it. Spot those days early, then move money or plans while you still can.

More about calendar
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Heavy day
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A few plans
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Transactions

Log once. Trust the trail.

Every move recorded cleanly, so you always know what changed, when, and why.

More about transactions

Your income is unpredictable. Your finances don't have to be.

Set up your freelance cockpit in minutes.

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