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Calm, practical writing about money, budgeting that survives real life, freelance finances, multi-currency living and more.

The only budget that works is the one you can keep

Strict budgets fail for a predictable reason: they're built on who you wish you were. Here's how to build one on who you actually are.

Irregular income doesn't have to mean irregular life. A simple system for paying yourself a salary from unpredictable revenue.

Automatic bank feeds promised effortless awareness. They delivered effortless ignorance. The case for typing it in yourself.