KPIs
View your balance, available budget, upcoming obligations, and financial runway together for a clear summary of your current position.
Features
What can Cache do?
Track what’s in, plan what’s out, and see the whole picture, without linking a bank. Jump into any area below.
Join the waitlist for early access. Try the demo anytime.
Overview
See your monthly finances in one overview.
Review your balances, budget, upcoming payments, financial runway, and pinned reports together on one screen.
Current balance
Combine balances from all your accounts into one reliable total, so you always know how much money you currently have.
Budget
See the amount remaining in each monthly budget before you spend, so you can make informed purchasing decisions.
Upcoming obligations
Review upcoming bills, expected income, and planned transfers before their scheduled dates, so changes do not catch you unprepared.
Runway
Estimate how many days your current balance can cover expected expenses, giving you a practical measure of financial capacity.
Weekly / monthly recap
Review income, spending, transfers, and other financial activity for each week or month without reconstructing the period manually.
Locations
Map transaction locations to see where spending occurs and identify geographic patterns beyond standard expense categories.
Balance forecast
Project how your balance may change over the coming weeks using scheduled income, bills, transfers, and planned spending.
Pinnable reports
Pin the reports you use most to the Overview, keeping important charts accessible without searching through multiple menus.
Accounts
Manage all your financial accounts in one place.
Track cash, bank accounts, mobile money, credit cards, and investments together, with current balances and adjustments when records differ from actual amounts.
Every wallet
View cash, bank, mobile money, and card balances together to understand how much money is available across every account.
Balance adjustments
Adjust an account to its actual balance after missed activity, then continue tracking without recreating every missing transaction.
Net worth
Calculate net worth from assets and liabilities across all accounts, providing a clear view of what you own and owe.
Cross-account transfers
Transfer money between your accounts while updating both balances without recording the movement as false income or spending.
Currencies
Maintain accounts in multiple currencies while viewing automatically converted totals that make balances clear and directly comparable.
Income
Track income sources and payment schedules.
Record paychecks, client payments, and other income by source, amount, frequency, and expected date to support reliable monthly planning.
Income sources
Organize income by employer, client, or activity and payment schedule, so you can track where earnings originate and when they arrive.
Income types
Track fixed, hourly, daily, and annual income with appropriate rates, matching records to the way you are paid.
Guaranteed income
Mark reliable income for inclusion in forecasts and budgets, preventing uncertain earnings from overstating the money available.
Tax assignment
Connect tax obligations to the income sources that generate them, helping you identify what should be reserved for payment.
Multi-currency
Record income in its original currency while automatic conversion maintains accurate, comparable totals across all your earnings.
Recurring income
Automatically record regular income according to its configured schedule, keeping account history and forecasts current without repeated entry.
Calendar tracking
Display scheduled paychecks and other expected income on the calendar so you can plan budgets, payments, and savings around them.
Expenses
Track recurring and planned expenses.
Organize bills, subscriptions, and other expenses by schedule and category to see what has been paid and what is still due each month.
Expense sources
Organize bills, subscriptions, and recurring costs as planned expense sources, showing what is already committed before you spend.
Categories
Categorize expenses to understand where your money goes and maintain more accurate budgets and spending reports.
Tax assignment
Attach applicable taxes to expenses so records reflect their complete cost and provide the details needed for reporting.
Transaction fees
Include fixed or percentage-based fees when calculating an expense, ensuring the recorded total matches what you actually paid.
Recurring expenses
Schedule rent, subscriptions, bills, and other repeating expenses automatically to prevent omissions and maintain a realistic monthly budget.
Auto-log
Automatically record recurring expenses on their scheduled dates, keeping your tracking current without repeated manual entry.
Default account
Choose the account used by default for each recurring expense, reducing mistakes when scheduled payments are recorded automatically.
Calendar tracking
Display bills and subscriptions on the calendar before they are due, helping you prepare for days with heavier spending.
Budgets
Set budgets and track remaining spending by category.
Compare planned and actual spending, carry balances forward when needed, and adjust future category limits based on how you spend.
Planned expenses
Reserve category budget amounts for expenses that are already scheduled, preventing your available balance from appearing higher than it is.
Dynamic budgets
Generate suggested category limits for next month from actual spending this month, providing a practical starting point for planning.
Set-aside for next month
Reserve some current funds for next month’s budget allocations, ensuring planned categories have money available when the month begins.
Month-to-month
Carry category budgets forward automatically from one month to the next, preserving your setup without rebuilding it each time.
Rolling budgets
Add unused category amounts to the following month when enabled, allowing budget room to accumulate instead of resetting.
Usable funds
Calculate the money available for unrestricted spending after subtracting every active budget allocation from your current funds.
Future income
Create budget allocations using expected income from the current period, allowing earlier planning while keeping future money clearly identified.
Transactions
Record and review every financial transaction.
Track income, expenses, and transfers with accounts, categories, line items, fees, locations, receipts, and other attachments.
Activity
Review recent income, expenses, and transfers in one chronological list to quickly confirm what changed across your accounts.
Logging
Record a complete transaction with its amount, type, account, date, and useful details in a single entry flow.
Income
Record paychecks, client payments, refunds, and other income separately to keep account balances and forecasts accurate.
Expenses
Record each outgoing payment with its category and supporting details, creating a reliable history of your spending.
Transfers
Move money between accounts while updating both balances correctly and avoiding false income or expense entries.
Categories
Categorize transactions so budgets, income summaries, spending reports, and financial analysis accurately reflect your activity.
Line items
Split one transaction into line items with separate amounts and categories for groceries, shared bills, or mixed purchases.
References
Link transactions to related funds, recurring expenses, debts, income sources, or taxes to preserve their full financial context.
Date and hour
Store the actual date and time a transaction occurred, maintaining a precise history beyond the date it was entered.
Transaction fees
Add fixed or percentage-based fees to transactions, including charges settled later, to capture the complete cost.
Taxes
Associate applicable taxes with the transactions that generate them, keeping each obligation connected to its underlying activity.
Multi-currency
Enter transactions in their original currencies and convert them automatically, preserving accurate records and consistent combined totals.
Location
Attach a location to each transaction so you can find purchases and analyze spending by geographic context.
Attachments
Store receipts, photos, and supporting files with the related transaction, making documentation easy to retrieve when needed.
Calendar
Plan bills, income, and other financial activity by date.
See upcoming and overdue items in one calendar, then log, postpone, or skip each entry as your plans change.
Postponing
Reschedule a planned transaction when circumstances change, automatically updating its calendar placement and forecast date.
Skipping
Skip one occurrence of a recurring transaction without deleting the series, keeping future events and your calendar intact.
Partial Payment
Record part of a planned transaction now while keeping the unpaid amount scheduled until the transaction is fully settled.
Recurring transactions
Schedule recurring paychecks, bills, subscriptions, and transfers automatically, avoiding repeated entry for predictable financial activity.
Auto-log
Automatically record a planned transaction when its due date arrives, keeping your financial history current with less manual entry.
Overdue
Keep unhandled transactions visible after their due dates until you record, postpone, or skip them, preventing important obligations from disappearing.
Future transactions
View planned income and expenses on their expected dates so you can prepare for the coming days and weeks.
Approximate dates
Assign an estimated date range when a planned transaction has no exact date, then refine it when details become available.
Notifications
Receive reminders before scheduled payments and expected income are due, giving you time to take the appropriate action.
Timeline
Forecast your balance after every transaction.
Review past and projected activity in a running balance to understand previous changes, identify future shortfalls, and compare conservative and expected scenarios.
Forecast
Project upcoming transactions and the balance remaining after each one, making periods of potential financial strain easier to identify.
History
Review past transactions in sequence and see how each one contributed to the balance you have today.
Account filter
Filter the financial timeline to one account when you need to inspect its balance, transactions, or recent changes.
Future income
Choose whether expected income is included in future balances, allowing forecasts to reflect your preferred level of certainty.
Running balance
View the account balance immediately after each transaction to understand exactly how your available money changed over time.
Reports
Analyze spending, cash flow, and financial progress.
Compare periods, review planned and unplanned spending, measure inventory costs, identify notable changes, and pin important reports to your overview.
Charts
Visualize progress, cash movement, categories, and planned versus unplanned spending to understand your finances without building spreadsheets.
Smart observations
Receive clear explanations when important financial indicators change, helping you understand what happened and which records contributed.
In-depth details
Open any report value and trace it to the transactions, categories, or inventory items that produced the result.
Spending
Analyze spending by category, date, and transaction to identify your largest costs and understand where your income went.
Cash flow
Compare income and spending across any reporting period to see whether more money entered or left your accounts.
Inventory
Track the total value of your inventory and identify which items are being consumed or replaced most frequently.
Comparisons
Compare financial results between current and previous reporting periods to see clearly where your situation improved or changed.
KPIs
Monitor savings rate, financial totals, and inventory indicators together, keeping the numbers you rely on in one concise view.
Pin to Overview
Pin selected charts to the Overview so the reports you check regularly remain immediately available.
Funds & goals
Reserve money for savings goals and future expenses.
Create dedicated funds for emergencies, taxes, purchases, and other goals, then track contributions, targets, deadlines, and available balances.
Emergency fund
Reserve money specifically for unexpected or urgent expenses, protecting regular budgets and other financial priorities when emergencies occur.
Tax fund
Set aside money for taxes separately from spendable funds, building the required amount gradually before payment is due.
Goals
Create savings goals with target amounts and completion dates, then track how each contribution advances your progress.
Open funds
Create flexible savings funds without target amounts or deadlines for needs you want to prepare for without fixed requirements.
Recurring contributions
Schedule automatic contributions to a fund at regular intervals, keeping savings progress consistent without monthly manual transfers.
Planned transactions
Calculate a fund target from the planned transactions it must cover, so a project’s expected costs shape the savings goal.
Calendar tracking
Display scheduled fund contributions on the financial calendar, showing how savings commitments fit alongside other monthly activity.
Debts
Track debts and money owed to you.
Monitor balances, payment schedules, payoff progress, and receivables so you always know what you owe and what you expect to collect.
Installments
Divide a debt into scheduled installment payments and track each one until the outstanding balance is fully settled.
Interest
Track fixed or percentage-based interest added to a debt, so you can understand its total cost and prioritize repayment.
Withdrawals & deposits
Update linked account balances whenever you record debt withdrawals or payments, keeping both debt and account records consistent.
Liabilities & receivables
Track money you owe and money others owe you in one place while keeping liabilities and receivables clearly separated.
Calendar tracking
Display debt payments alongside other scheduled transactions on the calendar, helping you prepare before each installment is due.
Due dates
Track the next payment date for every debt obligation, making upcoming installments visible early enough to avoid delays.
Inventory
Track household inventory and plan restocking.
Monitor item quantities and estimated days remaining, calculate restocking costs, scan barcodes, and prepare shopping lists before supplies run out.
Items
Track household items, their quantities, and current availability so you can purchase only what needs replenishing.
Item variants
Track sizes, brands, and formats of an item with separate stock levels and prices for each specific variant.
Restock forecasting
Estimate remaining supply and recommend when each item should be restocked, helping you replenish essentials before they run out.
Purchase groups
Group items commonly purchased together into reusable shopping lists, making routine trips faster to prepare and less likely to miss items.
Purchase runs
Schedule shopping trips using items that need restocking, reducing unplanned store visits and organizing expected purchases.
Barcode scanning
Scan a barcode to find or create the matching item variant without manually entering all its product information.
Receipt scanning
Scan a receipt to import purchased products as transaction line items, reducing manual data entry after shopping.
Auto-fill from transactions
Update matching inventory variants from items recorded in purchase transactions, keeping quantities current after each shopping trip.
Units
Track inventory in pieces, weight, volume, packages, or custom units that accurately match how each item is measured.
Shopping cart
Combine items that need restocking into one ready-to-use shopping list before you leave for the store.
Stock movement
Review every inventory addition, use, and manual adjustment to understand exactly why an item’s quantity changed.
Taxes
Track tax obligations and reserve money for payments.
Organize taxes by type and schedule, monitor estimated amounts throughout the year, and keep reserved tax funds separate from spendable cash.
Income taxes
Calculate income tax obligations associated with recorded earnings, helping you estimate the amount that should be paid or reserved.
Expense taxes
Apply relevant taxes to expenses so records include the full cost and retain useful details for tax reporting.
Transfer taxes
Apply taxes to account transfers and track the resulting obligation while keeping balances accurate after each movement.
Assessment periods
Define each tax assessment period and its payment deadline, making it clear what must be prepared and when.
Exports
Export tax records and assessment details for external reporting, archiving, or sharing with a tax professional.
Tax funds
Reserve money for tax obligations in a dedicated fund, keeping it separate from amounts available for everyday spending.
Calendar tracking
Display scheduled tax payments with other financial calendar events so important filing and payment dates remain visible.
Planned tax payments
Calculate planned tax payments from accrued and projected taxable amounts, helping you prepare enough cash before each deadline.
Profiles
Separate personal, household, and business finances.
Create distinct financial profiles, switch between them as needed, and copy selected records without mixing accounts, transactions, or reports.
Still you
Share basic identity information across separate financial profiles, avoiding repeated entry while keeping your personal details consistent.
Clean boundaries
Switch between personal, household, and work profiles with separate accounts, totals, and records for each financial context.
New lane
Create a separate financial profile for a household, project, or activity, with its own accounts, categories, and settings.
Keep details true
Update the personal information associated with your financial profiles once, keeping your identity details accurate and consistent.
Reuse a setup
Copy categories and configuration from an existing profile into another, reusing a proven setup without rebuilding it manually.
Sync
Synchronize your financial records across devices.
Keep encrypted data current across mobile, web, and desktop, continue working offline, and synchronize queued changes when your connection returns.
Live sync
Synchronize changes across connected devices as they occur, ensuring the latest financial information is available wherever you sign in.
Across devices
Access the same financial records on mobile, web, and desktop with consistent information across your connected devices.
Works offline
Record changes without an internet connection and synchronize them automatically when connectivity returns, allowing uninterrupted use.
Security
Protect your financial data with on-device encryption.
Cache encrypts records on your device before synchronization, derives encryption keys from your passcode, and supports passcode and biometric access controls.
Passcode
Require a device-specific passcode before opening your financial records, adding protection when your device is shared or unattended.
Encryption
Encrypt financial records on your device before synchronization, protecting their contents while data moves between connected devices.
Biometrics
Unlock the app with face or fingerprint recognition and automatic relocking for quick access that remains protected.
Try Cache with sample financial data.
Open the browser demo to review the available features without creating an account or entering your own financial information.